Money For Lunch – Loans

Pros and Cons of Home Loan Prepayment

June 30, 2016 8:34 AM0 comments

If you have a home loan, chances are that you would be interested in clearing it off as soon as possible. The reason is that longer you allow the loan to run, more will be the total interest outgo. So earlier you pay, higher will be your savings. Home loan […]

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Why a Traditional Bank Loan Is Probably the Wrong Choice for Your Small Business

June 27, 2016 1:48 PM0 comments

    In February 2014, Bloomberg published an article with the blunt title of “Funding a New Small Business? Don’t Bother with Banks.” On the surface, that title might have seemed a bit reductive. After all, there are surely some scenarios where a small business could go through a traditional […]

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Payday Loans Pros and Cons

June 13, 2016 12:57 PM0 comments
Payday Loans Pros and Cons

  Payday loans actually have some significant pros associated with them despite the public consensus that payday loans are bad. The truth is that just like every other financial product or service, quick cash loans have both pros and cons. Transparency is very important so if you ever take out […]

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How to Find the Best Agency for Successful Debt Recovery

June 8, 2016 12:08 PM0 comments
How to Find the Best Agency for Successful Debt Recovery

Money is an important factor in every business. Without cash flow, business management and operation becomes quite challenging. It is advisable that you should avoid operating your business in debts. Avoid taking loans or providing goods to your customer on credit whenever you can since it may result in a […]

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Do you commit these mistakes while taking ?

June 3, 2016 9:58 AM0 comments

People often end up turning to auto title loans that act as quick solutions when you are in need of quick cash and, that too, without decent credit scores. However, as a borrower you can only make the most of the auto title loans when you are acquainting yourself with […]

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Which House to Buy: Under-Construction or Ready-To- Move In?

May 31, 2016 1:37 PM0 comments

So you want to buy your first house? But don’t know whether to go in for a ready-to-move-in or for one that is under-construction. Let’s evaluate both the choices in detail here.  If you are looking to buy a property for personal use and need to move in on an […]

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My Advice To Make Loans Work For You

8:41 AM0 comments
My Advice To Make Loans Work For You

Loans are a bit of a touchy topic in some financial quarters. You have your groups that say they’re bad and are scams. Then, you have people that claim they’re helpful, and people just don’t understand them. Personally, I’m in that second group. I think that loans are a great […]

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Save Money on Summer Expenses by Making a Plan

May 29, 2016 8:50 PM0 comments

Summer is coming on and there are expected expenses that we don’t incur during the winter months. The kids are out of school and need activities to keep them busy. You will take a family vacation and there might be trips to the beach, summer camps and movies. There are […]

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Important Considerations For Any Business Loan

May 27, 2016 11:39 AM0 comments
Important Considerations For Any Business Loan

At some time or another, most small businesses will need the help of a loan. Setting up a business isn’t cheap, and financing it all yourself is rarely going to be practical. There are a few different considerations you need to go through before settling on a loan. Many business […]

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What are the Top 3 Differences between Invoice Discounting and Factoring?

8:49 AM0 comments

Invoice discounting and factoring are two types of service offered by many financial businesses to allow a company to release any funds tied up in unpaid invoices. They are incredibly useful in certain industries, such as construction and recruitment, where the money to pay contractors may not come through until […]

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