Money For Lunch – Tips For Saving Money On Healthcare Expenses

Tips For Saving Money On Healthcare Expenses

October 11, 2016 7:55 AM0 commentsViews: 16

 

 

Taking care of your health isn’t cheap, but it’s extremely important. Even though it’s an expensive feat there are things you can do in order to help you save money on your health care expenses. Mainly it’s about spending smart and knowing when you should go to the doctor or just get some sleep.

 

Here are a few things you can do to help you save some money when it comes to living healthy. It doesn’t mean never going to the doctor, but it does mean saving some money when you do and in between visits.

 

Preventative Medicine Is Important

 

If you’re visiting the doctor and any specialists you need to see on a regular basis for scheduled checkups you’re on a good path to preventative medicine. That also means getting your vaccines when they are due, which can help prevent numerous diseases.

 

You shouldn’t just be visiting your family doctor, though. Eye exams are due on a yearly basis, you should be visiting the dentist every 6 months to a year, and you also should get your hearing checked as you get older.

 

Try Home Remedies

 

While home remedies should not take the place of your doctor’s care they do give you a good jumping off point to try to avoid a costly visit to the doctor or the emergency. When you have a sore throat try some tea with honey and lemon. When you have a cold use cough drops and get plenty of sleep.

 

You can also try alternative care, like a chiropractor for chronic pain issues and a massage for stress relief. These things aren’t cheap either, but they may cut down on your need for steady doctor visits and may help you be able to get off some medications over time.

 

Have A Health Savings Account And Insurance

 

Insurance can cost a bit out-of-pocket, but it’s good to have when you need it. The money you save when you need to deal with an illness or a visit to the hospital will make up for the months you paid on it without needing it. But you should use it anyway for that preventative medicine mentioned earlier.

 

You could also start a health savings account. This is money you put away just to use for medical expenses, including prescriptions.

 

Use Over-The-Counter Medications And Generic Medications When You Can

 

When you do only have the option of a prescription medication ask your doctor or pharmacist if a generic brand is available. This can save you a good deal of money. You may also want to simply purchase over-the-counter medications when possible, which are often far cheaper than prescriptions.

 

Obviously, there are times when prescription meds are a must, so having a health savings account or prescription coverage can be a blessing when it comes to filling them.

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