UFA are nothing like your regular banks or financial institutions that provide meagre loans after years of paperwork, and then charge you triple the amount through horribly high interest rates and inflexible payback schedules. Such institutions stunt the growth of small businesses. And this is exactly where we step in to help them.
Here’s how:
Easy Breezy Application Process
We, at Unsecured Finance Australia, take extreme measures to make sure our process is fast and easy, so that we can satisfy the needs of our clients without any unnecessary delay. Unlike banks that carry out unnecessary and detailed investigations, we don’t need much except your basic information.
All you have to do is complete an online application, which will hardly take 10 minutes, provide us with some information about your business, financial status, business ABN, and driver’s licence.
Quick Loan Approval
We are proud to inform you that we handle most of our loan approvals within 24 hours. However, there are certain business loans that require more than 5 working days. Our dedicated team of efficient consultants takes effective measures to reduce the time delay as much as possible.
Speedy Deposit
We understand that in the business world, delayed payments, transactions, and orders can create an unfavourable reputation. Hence, we take extreme measures to provide our clients with their payment as soon as possible. In most cases, even if the client files an application as late as 4pm in the evening, we make sure that their needs are met within the next two-three hours.
Borrow to Suit your Needs
Our firm provides short term business loans that start at $5,000 and can go as high as $300,000. We understand the importance of liquidity and solvency, and therefore, we want to make a substantial effort in helping our clients liquidate their business with our short term loans.
However, the maximum amount that you can borrow depends on the cash flow and revenues generated by your business.
Flexible Payment Procedure
Our short loans have a payback procedure that ranges between three to twelve months, and the majority of our customers find it easy to return back their loans in a period of 6-9 months. We understand that every client has a different financial background and strength, so we provide them the chance to customize their payback terms according to their financial means.
They can payback in small amounts and can take up to an entire year to return the complete loan. However, we do provide a discount to those customers who payback early.
Minimum Legalities & Paperwork
Allow us to confess that we hate legalities and paperwork just as much as you do. Thus, we have kept the process clean and simple whereby we don’t require anything more than some basic financial and identification documents. For instance, if you want a loan that ranges from $5,000-$50,000, all we’ll need from you is your bank statements for the past three months. If your loan ranges from $50,000 to $250,000, we’ll require your recent cash flow statements and your bank statements for the past 6 months.
Solution for Every Business
We recognise the fact that our clients differ on the basis of their financial strength and backgrounds. Hence, we devise a unique and exclusive loan package for everyone. The borrowable amount, interest rate, and fee charges are all determined according to the financial means of the client.
