CARCHEX is one of the best extended car warranty companies on the market. They provide excellent coverage at a fair cost. Because of the way CARCHEX operates, it can save car owners money by taking care of your car for you.

CARCHEX Services

Having been around for more than 20 years, CARCHEX has developed a reputation for being a leader in the extended warranty industry. The company partners with major players like Kelley Blue Book and CARFAX, among others.

Coverage varies and can be tailored to meet your specific needs. With multiple tiers, you can pay for what you want instead of paying for coverage that wouldn’t apply to your situation. For example, plans begin at the Bronze level, which is basic coverage that covers axles, the transmission, and the engine.

You can choose to go up as high as the Titanium level, which covers most issues from bumper-to-bumper and is the most comprehensive plan available. Coverage includes electrical, air conditioning, steerage, braking systems, fuel delivery system, high-end electronics, mechanical issues, and onboard navigation systems.

Navigating the Cost of CARCHEX

CARCHEX is up-front with what they will cover and what they won’t cover, so car owners need to read the fine print. They offer payment plans spread out over up to 18 months for coverage of up to five years. As a provider, they also have roadside assistance, flat tire services, towing, battery jump-starts, and rental car reimbursement options included in their coverage.

Having the coverage means that you will save money when you need a rental car due to a necessary repair to your vehicle because it will be covered. The same applied if you ever need towing or roadside assistance. Since it is provided, and these things happen, you can rest easy knowing that you’re paying for a service that will come in handy when it is needed. This Car Towing San Diego company arrives with emergency towing and roadside assistance within 60 minutes.

Affording Costly Repairs

When you are faced with choosing the right plan, the correct plan depends on what you need. Imagine needing an expensive repair that is somewhere in the $1,500-$2,000 range. Is it something you could safely afford without going into debt?

For most people, the answer is no. They could not afford that cost because it would plunge them into debt and make life difficult. This is where an extended warranty comes in. Suppose you agree to the terms of an extended warranty. In that case, you have to know upfront that while the repair may cost less than the full warranty, warranty payments are still more manageable than an unexpected costly repair.

The Convenience of an Extended Warranty

If you have an extended warranty through CARCHEX, you do not have to worry about repairs that will come up from time to time. Instead, you use the service contract to find any ASE-certified mechanic to get your car repaired. The benefits of knowing who to call and where to go while not incurring any extra costs like towing or roadside assistance can be fantastic when a stressful situation occurs.

However, something to remember as you are starting up with your warranty is that coverage may not start immediately. You’ll have to verify the start date of coverage because you may have to wait for either 30 days or 1000 miles until it officially kicks in.

Optional Coverage

CARCHEX does have optional coverage that you can choose from, too, as add-ons to the policy you select. With air conditioning repair or key fob replacement being on the higher end of expensive, you can add those specific pieces of coverage to a policy. Even specific features like blind-spot monitoring can be added for a fee, making it easy to get the exact coverage you want without being forced to select a particular plan.

Once your coverage has been adjusted to reflect your needs, when something breaks, you need to take your car into an approved shop as soon as the problem happens. Waiting too long could void the contract, so it is the owner’s responsibility to act quickly when an issue occurs. Other additional services that you can add on or request information about include getting a vehicle inspection before purchase, insurance comparison, financing assistance, and 24/7 roadside assistance.

A Few Last Thoughts on Saving Money With CARCHEX

The company has been around for decades and has established itself as providing great warranty coverage for cars that no longer qualify for manufacturer’s warranties. With a variety of services available, having an extended warranty with CARCHEX is a great idea. Additionally, since you can adjust your coverage to meet your needs, you can have a completely customized policy that fits your car and your budget in one fell swoop.