If you’re a student heading off to college you just know you’re going to have lots of expenses to deal with; even after student loans cover the tuition and you’ve paid for books, you’ll still need supplies. Notebooks, pens, folders, study guides, and extra books just for research; club fees, and don’t forget the college wardrobe: There are just so many expenses a college student faces. While mom and dad may send some money along to the student, sometimes there are times when access to funds will require immediate action. That’s why a student can benefit from getting a quality credit
card designed just for the college student.
The personal finance site effectify is perfect for your needs when you looking to compare the different types of student credit cards available. The site will help you become educated about the types of options you have and you can directly compare card features. In fact, you will find there are secure and to choose from, and you’ll get a chance to explore what each card offers in the way of an APR, a rewards rate, bonus value, and how much you can save during a three-year period of use.
The Details for Comparison
Under each card listing under the category of student credit cards on Effectify, you can quickly discover in-depth information. A small tab is on the left-hand side of each card
listing where you can open a drop-down area full of data. The information the site shares with you include the types of rewards you get, how they are redeemed, what the starting APR is and how long it lasts, and what the qualifications are for entry into the card reward plan, if applicable. You can also discover if it has insurance, and what fraud protections are put into place. Effectify even gives you a fast list of the pros and cons associated with the card you are reviewing.
Secure Cards and The Advantages
Effectify has unsecured credit cards where you can apply for straight lines of credit with no collateral as well as secured cards where you can put a deposit. They are excellent solutions for the student with no credit or bad credit and allow the individual to rebuild credit quickly provided the bills are paid in a timely manner. Students can weigh the options of secure and unsecure cards, and if the student has had a bad time in terms of finances, it can prove a stepping stone to rebuilding an excellent credit status. Effectify lists some of the leading secure credit cards that will report all your payments to the three main credit bureaus whenever appropriate and timely payments are made, thereby giving the student a chance to earn a good credit score or to repair a bad one.
The One Stop for Credit Card Information
Effectify puts all the information and details you need right in one place on the Web. It makes selection a whole lot easier and even the application process is automated. Effectify just makes the site all too easy to use. You’ll feel confident have a card in your pocket whenever you are on campus and you need it: This way you’ll always be fully prepared with fewer worries about have the extra cash you need when you need it.
