Investing is one of the smartest ways to secure your financial future. Yet, we’re all aware of the risks involved in the stock market, forex trading and other avenues. In this post, we’ll attempt to show you some high yielding, low-risk places for your money. We will cover the stock market, but don’t worry, there are safe ways to approach this. We know you would never want to put your retirement fund at risk, so we’ll keep things safe. Ready to take a look? Let’s dive in.
The stock market – Approaching the stock market with caution is crucial. By its very nature, the market is volatile and often risky. However, it has the potential for the biggest returns and so we can’t possibly ignore it. The safest way to invest here is with stable, reliable shares. Buying Walmart stocks, for example, is a proven money maker, and relatively risk free. It is a stable company with a valuation that increases over time. Investing in big companies with a viable future is a safe investment.
Property – Much like the stock market, the real estate market always increases in value. Of course, there are dips and troughs along the way. But, if you buy a property and hold onto it for a decade, your value will rise with inflation. You could even take active steps to refurbish it and sell it on for a profit. The other option is harnessing rental income on the property. There are lots of options here, and smart investors can make good money.
Mutual funds – Mutual funds take most of the risk out of investing. They do this through the theory of safety in numbers! With mutual funds, you’ll hand a lump sum of money to a financial advisor. They’ll mix it with money from others, hence mutual fund. They’ll then invest in a number of lucrative ways using their expert knowledge. It’s safe for two reasons. First, your money will be spread across a number of options. Secondly, you’ll have an expert taking care of things for you!
Government bonds – With these bonds, you are essentially lending money to the government. It is notoriously one of the safest ways to invest as interest is guaranteed. You’ll earn monthly interest as standard. Plus, your original investment will grow with inflation while in government accounts. The payouts are often less than share dividends on the stock market, but at least they are completely safe.
High yielding savings account – When it comes to your money, many of us like to stay in control. If that’s the case, then your cash is best kept close to home in a savings account. There are plenty of high-interest options that reap rewards over time. Many will require the money to be locked away for a number of years in order to benefit. But fear not, all the best investments are long term!
Investing doesn’t have to be risky or scary. When it comes to your retirement pot, life savings or the children’s college fund, it’s not worth the risk. With that in mind, make safe, secure investments like those suggested here.