Your health should always be your main priority. However, with rising health costs, it’s understandable that you might hold back going to the Doctors when you’re feeling under the weather and hoping that it simply just passes. This shouldn’t be the case, but did you know that up to 50% of people suffering with mental health problems go untreated each year? And that’s just mental health related illnesses! This is usually due to the costs of treatment, and unfortunately can lead to loss of life. So which do you choose? Health or wealth? It doesn’t have to be a decision that you need to make, as there are plenty of ways to ensure that you’re at your healthiest, and also your wealthiest. Check out these great ways of ensuring you’re well to do with both your health and your money.
Purchase life insurance
We all know how much treatment can cost, even for smaller ailments like the common cold. Purchasing life insurance will eliminate the worry of having to pay for your healthcare should you fall ill. Even if you’re lucky enough to be covered by a healthcare system such as the NHS, it’s always handy to have life insurance for those treatments that the NHS doesn’t cover.
The problem with life insurance is making your way through all of the jargon and different offers to find yourself the right insurance premium. With so many different companies giving you lots of different information, it can be difficult to know what to choose. Another part of choosing life insurance that often puts people off it giving away their personal information, especially if you don’t end up choosing that company. With fraud and identity theft still at large, it’s understandable that you want to keep as much of your personal information private. Did you know that you can get a life insurance quote with no exam and no personal details? It’s the perfect solution for those that don’t want to share personal information and also don’t have the time to have a medical examination too.
Life insurance also covers you if the worst happens. While death is a rather morbid subject, it’s important to think about it, especially when you’re raising a family. You want to know that if you were to die, then your family are going to be able to cope without you. You can tailor your life insurance to pay out to your family when this happens, meaning that you’ve got peace of mind too.
One thing that’s going to affect your health and your wealth, is smoking. We’re not going to lecture you about how and why smoking is bad for you, but think about this: think about all of the money that you could save by giving up the cigarettes – we’ve worked out that in a year you could save up to £3000 depending on how much you smoke! Think of all the things you could be spending that money on, and also saving your health and need for a trip to the Doctors! You can get help with quitting smoking from many different avenues these days, so why not give it a go?
Change your diet
Even if you’re not overweight, your diet could be affecting both your health and your wealth. It’s a sad fact that junk food is cheaper and more convenient to buy. However, if you’re clever with your grocery shopping, you could be eating meals packed full of nutrients and also not spending a bomb at the same time. Greater health = greater wealth.
A great way of achieving this is by shopping around rather than doing all of your shopping at one store. You might find that frozen items are better value from one store over another, and vice versa with your fresh fruit and vegetables. You’ll be amazed at how much you could potentially save just by spending some time shopping around rather than spending lots of money in one store!
As you can see, it doesn’t have to be either! Make some changes to your life today and you’ll start noticing that not only are you healthier, but your bank account is looking better too!