Know Your Social Security Disability Rights

 

If you have worked in a job that is covered by Social Security (SS) and have a medical condition that meets the Social Security’s definition of a disability, then you likely qualify for benefits, according to Gilbert & Bourke, LLP. These benefits may include monthly cash payments if you are unable to work for more than a year because of your disability. The payments usually continue until you are able to go back to work, and there are also several other incentives that include health care coverage to help you get back to work. If you retire during the time you are receiving Social Security disability benefits, they automatically convert to retirement benefits.

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How to Get the Benefits?

Many people have found that it is not easy to get the Social Security disability benefits they deserve mainly because they lack sufficient medical information and have an incomplete medical evaluation. According to the Social Security Administration, this means that people who qualify for and deserve Social Security disability benefits are denied because of paperwork. To overcome this obstacle, many people employ lawyers for their help during hearings. However, when the obstacle is medical evaluation, a lawyer will not be able to help. Today, doctors and lawyers have joined together to help people get the compensation they deserve.

Doctors and Lawyers Join Together

In most cases, lawyers can help you get disability compensation, but when it comes to Social Security, the proper medical papers need to be presented. When a doctor works with a social security attorney, they can examine your medical records and create the documents that will be accepted by the SS department.

The Social Security Requirements

You must fulfil certain requirements to be eligible for SS disability benefits. Here are the main requirements:

You must have earned the required number of work credits to be eligible for SS. This is $4,800 for four credits in 2014 and $4,880 for four credits in 2015. The number of credits you need to get disability benefits depends on your age when you become disabled. The general rule is you need 40 credits of which 20 were earned in the last 10 years.


Disability is defined under SS as based on your inability to work. This means that you cannot do your previous work and you cannot adapt to other work due to your disability. Your disability must also be severe enough to last at least one year or will result in death.

The five questions the SS department asks are:

  • Are you working now?
  • Is your condition considered severe?
  • Is you condition on the list of disabling conditions?
  • Can you do the work that you previously did?
  • Is there any other work you can do?

There are some special considerations such as you are blind or the worker’s widow. There are also benefits for a disabled child and wounded warriors and other veterans, for more visit Stoneroselaw.com.

You need not be part of the vast majority who are refused SS disability benefits because of lack of proper legal and medical help. You can get the help you need to receive the benefits that are your rights. People with disabilities who need help looking for jobs may get in touch with disability services organizations.


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